Mission & Philosophy

Objective and experienced advisors can add value

Our Mission

We play the role of wealth managers in the lives of fiduciaries and individuals by providing broad financial analysis and planning.

We guide our clients through the process of defining their objectives and dreams, developing strategies and monitoring the progress while eliminating critical mistakes along the way.

We want our clients to be confident in the role that we fulfill in their lives and have them happily pay our fees.

Our investment philosophy includes:

• Asset Allocation is a significant determinate of portfolio results.
• Style and sub-style diversification reduces volatility and increases the likelihood of success.
• Professional money managers may provide results superior to a client’s or an advisor’s direct security selection and management.
• Past performance has little or no bearing on the future.
• Mathematical Optimization and Style Neutral methods are appropriate to designing a strategic asset allocation model.
• Active management provides the opportunity to outperform markets.
• Index investing eliminates manager risk and can add value.
• Market timing cannot successfully be done over long periods.
• Tax efficiency should be carefully evaluated.
• Concentrated portfolios offer significantly higher risk than diversified portfolios.
• Investors differ with their tolerance for risk.
• Investors’ expectations are often unrealistic.
• Returns matter less than the “utility” of the money.
• Investment costs significantly influence the results and should be identified and managed.

For more information on CCa, contact us today!